As retail reinvents itself (New Retail) in real-time, there is a simultaneous battle happening at the checkout as BNPL (Buy Now, Pay Later) battle it out in the world’s biggest retail market, the USA. Retail… Read More »New Retail – BNPL (Buy Now Pay Later)
Founded in 2005, Swedish-based Klarna is the original BNPL (buy-now-pay-later) player. They are the biggest by volume in the world and are planning to IPO in the latter half of 2021. We dig into the… Read More »Business Model Canvas – Klarna
Affirm is another company to emerge from the Paypal mafia. Founded by Paypal co-founder and CTO Max Levchin in 2012, Affirm has come to the market with its BNPL (Buy-Now-Pay-Later) solution. As we will see… Read More »Business Model Canvas – Affirm
Mint.com has freshened up and is back with a new look, strategy, and potentially a new business model. One of the original Fintech pioneers, who was bought by Intuit in 2009, is looking to re-enter… Read More »Business Model Canvas – Mint
Buy-Now-Pay-Later is an emergent layer in the Credit space, serving as a new way for consumers to pay for goods in the same way that they used to ‘layaway’ concept that was pioneered by department… Read More »Business Model Innovation – BNPL (Buy-Now-Pay-Later)
Payments is a complex, fragmented, multi-trillion dollar industry that is currently in the throes of disruption. Behind it all is a business model, which is why we dive into the Business Model Canvas behind Payments and… Read More »Business Model Canvas – Payments
The bell is ringing and the Banks are starting to hear the Chime of the Challenger Banks that is eating into their market share. We look at the Business Model Canvas of US-Based Chime and… Read More »Business Model Canvas – Chime
Between a record-setting pace for Fintech IPOs, the Crypto Boom, and everything else happening in the world of finance this year, there have been no shortage of storylines. SPACs are just another one of the… Read More »Finance – SPAC, Direct Listing, IPO
While many other Big Tech firms are eyeing ways to leverage their platforms to enter the banking fray, Apple has taken a different approach – partnering with the banks and card networks – and created… Read More »Business Model Innovation – Apple Pay
Fintech is the talk of the town these days. Disruption is the mode du jour worldwide, and now it has arrived into the world of finance to shakeup the banks. But few Fintechs actually make… Read More »Business Model Canvas – Banking