eCommerce boomed in the big DTC (Direct-to-Consumer) years, but as we enter the years ahead the business model is under pressure. Rising Customer Acquisition Costs (CAC) and shifts in consumer sentiment relative to rising interest… Read More »Business Model Canvas – eCommerce DTC
Faire’s Fair. But what’s their business model? Faire is a B2B wholesale marketplace that is shaking-up local retail to make it easier for brands and retailers to discover one another and transact. Faire Business Model… Read More »Faire Business Model Canvas
As a predominantly B2B Payments player, Stripe flies under the radar in comparison to some of the other high-flying Payments companies because (a) it is not publicly traded (b) it doesn’t have a P2P payments… Read More »Stripe Business Model
Will Square (Block) become a Bitcoin-centric consumer bank on the back of the Cash App? Or will they be forced to pivot back towards their Payments Value Prop. to gain market share? We look into… Read More »Square (Block) Business Model
Will Venmo help future-proof the Paypal Business Model? Or is it a network whose advantage will be eroded by other competitors? We look into the Business Model + Analytics to form a view on what… Read More »Venmo Business Model
If one of the world’s most infamous old-school investors is investing in a challenger bank, then you know we are reaching an inflection point in the market. The intrigue of the newly-minted $30 Billion Nubank… Read More »Business Model Canvas – Nubank
While the payments revolution has no doubt reached the retail B2C sector, the same cannot be said about commercial B2B payments. Card payments make up a tiny portion of the whole, while cheques continue to… Read More »Business Model Canvas – Brex
Thanks to meme stocks, Crypto Mania, and IPO democratization, Robinhood has been one disruptor that never ceases to be part of the Fintech news cycle these days. Since the company charges no commissions on trades,… Read More »Business Model Canvas – Robinhood
SoFi (Social Finance) was started in the post-GFC (Global Financial Crisis) era as a challenger model to the Mega Banks before the concept of challenger banks even existed. Now a multi-billion dollar public brand, we… Read More »Business Model Canvas – SoFi
Founded in 2005, Swedish-based Klarna is the original BNPL (buy-now-pay-later) player. They are the biggest by volume in the world and are planning to IPO in the latter half of 2021. We dig into the… Read More »Business Model Canvas – Klarna