Will Square (Block) become a Bitcoin-centric consumer bank on the back of the Cash App? Or will they be forced to pivot back towards their Payments Value Prop. to gain market share? We look into… Read More »Square (Block) – Business Model + Analytics
Will Venmo help future-proof the Paypal Business Model? Or is a network who’s advantage will be eroded by other competitors? We look into the Business Model + Analytics to form a view on what the… Read More »Venmo – Business Model + Analytics
If one of the world’s most infamous old-school investors is investing in a challenger bank, then you know we are reaching an inflection point in the market. The intrigue of the newly-minted $30 Billion Nubank… Read More »Business Model Canvas – Nubank
While the payments revolution has no doubt reached the retail B2C sector, the same cannot be said about commercial B2B payments. Card payments make up a tiny portion of the whole, while cheques continue to… Read More »Business Model Canvas – Brex Business Banking
Thanks to meme stocks, Crypto Mania, and IPO democratization, Robinhood has been one disruptor that never ceases to be part of the Fintech news cycle these days. Since the company charges no commissions on trades,… Read More »Business Model Canvas – Robinhood Stock Trading
SoFi (Social Finance) was started in the post-GFC (Global Financial Crisis) era as a challenger model to the MegaBanks before the concept of challenger banks even existed. Now a multi-billion dollar public brand, we look… Read More »Business Model Canvas – SoFi (Social Finance)
Founded in 2005, Swedish-based Klarna is the original BNPL (buy-now-pay-later) player. They are the biggest by volume in the world and are planning to IPO in the latter half of 2021. We dig into the… Read More »Business Model Canvas – Klarna
Affirm is another company to emerge from the Paypal mafia. Founded by Paypal co-founder and CTO Max Levchin in 2012, Affirm has come to the market with its BNPL (Buy-Now-Pay-Later) solution, but as we will… Read More »Business Model Canvas – Affirm
Mint.com has freshened up and is back with a new look, strategy, and potentially a new business model. One of the original Fintech pioneers, who was bought by Intuit in 2009, is looking to re-enter… Read More »Business Model Canvas – Mint Budget Planner
Bandcamp has a simple business model in an industry that is notorious for ripping the artists off: music. In this Business Model Canvas we look at how the whole model combines to help musicians both… Read More »Business Model Canvas – Bandcamp