Threads of innovation
#Fintech N26.com Quick Pitch – N26 is ‘the Mobile Bank,’ one of the world’s top challenger banks based out of Germany, offering the ability to open a bank account in ‘8 minutes’ and use the N26 card almost anywhere with no fees. How Does N26 Make Money? N26 offers a […]
#Fintech Revolut.com Quick Pitch – Revolut is a digital, branchless challenger bank based in the UK that offers frictionless low-fee banking and free intra-currency transfers for both consumers and businesses. How Does Revolut Make Money? Revolut offers free Basic bank accounts, and subscription Premium accounts that cost £6.99 per month/£70 […]
AfterPay Touch is hot, red hot. Launched in only 2014, the company went public in 2016, and since that point has been on a growth trajectory rarely seen even among Fintech Unicorns. The company responsible for reinventing Australia’s concept of lawaway – or buy now pay later – is reaping […]
#Fintech (financial technology) is a red-hot category right now, worldwide. Many unicorns (companies with a valuation greater than $1 Billion) have already been crowned, and yet the arms race has only just begun. That’s because so much of the TBTF (too big to fail) banks’ precious revenue streams remain ripe for ‘disruption’ and […]
SoFi is a #fintech platform specializing in student loan refinancing and personal loans. Thanks to a unique strategy and a membership model, they have raised more than $1B in equity capital and made more than $10B worth of loans in the US. While the company is not without its own set […]
#Blockchain is defined as the ‘great chain of being sure about things” by The Economist. We are moving towards a blockchain future where the marginal cost of a transaction drops to zero and peer-to-peer commerce is facilitated by ‘trustless’ transactions. One of the greatest areas of upside for blockchain is […]
The Credit Score is a concept that has been used in the Western world to adjudicate credit. But it’s a concept in bad need of an upgrade, especially since people in the 2nd and 3rd world can’t use it. That’s why we began researching the next-generation Credit Score based on […]
Bots are coming to banking. Most Bots are still rough around the edges, but in an industry badly in need of a customer-service overhaul and enhanced methods of personalization, Bots are on their way in! In our inaugural Fintech post – Millennials, Trust Scoring and the Future of Financial Services […]
Earlier this year, Millennials officially surpassed Baby Boomers as the largest generation in terms of population size. Generally considered those aged 18 – 34 in 2015 (born between 1981 and 1997), US census data showed that there were 75.4 million Millennials living in the USA last year, surpassing Boomers by […]