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LV: Millennials, Trust Scoring and the Future of Financial Services

Trust-as-an-Asset

Earlier this year, Millennials officially surpassed Baby Boomers as the largest generation in terms of population size. Generally considered those aged 18 – 34 in 2015 (born between 1981 and 1997), US census data showed that there were 75.4 million Millennials living in the USA last year, surpassing Boomers by […]

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Business Model Innovation (BMi) and the #NewEraBiz

Lumos-Model

Business Model Innovation (BMi) has been a persistent topic on the Lumos blog since the beginning. BMi is about developing new ways to bring existing product and services to existing markets. One of the key advantages of BMi is that most of the innovation happens beneath the surface, making it both difficult to understand and replicate. In […]

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Future Scenarios: Digital Currencies as the Medium of Commerce

Digital Currency

This is a ‘Future Scenarios’ post where we break down a conceptual future scenario and ask ‘what if.’  The idea is to challenge the political narratives surrounding economic development, whereby all forecasts are built on constant, linear growth, and the continuous expansion of the industrial economy without any real thought to […]

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