Business Modeling
#Blockchain is defined as the ‘great chain of being sure about things.” by The Economist. We are moving towards a blockchain future where the marginal cost of a transaction drops to zero and peer-to-peer commerce is facilitated by ‘trustless’ transactions. Depending on your future view of bitcoin, the blockchain and fintech, […]
#Fintech (financial technology) is a red-hot category right now, worldwide. Many unicorns (companies with a valuation greater than $1 Billion) have already been crowned, and yet the arms race has only just begun. That’s because so much of the TBTF (too big to fail) banks’ precious revenue streams remain ripe for ‘disruption’ and […]
Since the beginning of time, people have come together at the end of each day to eat, unwind and converse around a communal table. But as part of the era of urbanization, Ikea apartments, and shrinking spaces, the majority of city dwellers no longer have the space in their living […]
#Blockchain is defined as the ‘great chain of being sure about things.” by The Economist. We are moving towards a blockchain future where the marginal cost of a transaction drops to zero and peer-to-peer commerce is facilitated by ‘trustless’ transactions. Blockchain’s pace of development continues to happen at a relentless […]
Airbnb recently launched their new ‘Experiences’ that will enable guests to book authentic experiences with local hosts from their mobile phone. Experiences are part of Airbnb’s new mission to create Trips that enable travelers to break out of the ‘tourist box’ they are put into by most tourism operators. “With Airbnb […]
‘The disruptors’ are everywhere, but should we be aiming for disruption or instead category creation? “The most exciting companies give us new ways of living, thinking or doing business, many times solving a problem we didn’t know we had—or a problem we didn’t pay attention to because we never imagined there was […]
The global sharing economy is taking flight. The exponential growth in the sector, globally, is being driven by the desire for access versus ownership. + PWC – Consumer Intelligence According to PWC’s ‘Sizing the Revenue Opportunity’ report in 2014, the global sharing economy (Sh) accounted for approximately 6.25%, or $15bn, […]
![P2P [Converted]](http://lumosbusiness.com/wp-content/uploads/2017/01/P2P-Converted.png)
#Blockchain is defined as the ‘great chain of being sure about things.” by The Economist. We are moving towards a blockchain future where the marginal cost of a transaction drops to zero and peer-to-peer commerce is facilitated by ‘trustless’ transactions. The blockchain is the subject de jour in 2017. […]
Equity crowdfunding is a key pillar in the creation of a new, more balanced global economy. In pure equity crowdfunding, companies can raise capital from a mix of non-accredited and accredited investors; with Seedrs, for example, investors across Europe can invest as little as £10 into a company for a legally-binding […]
World Economic Forum ‘We are now in the early stages of the Fourth Industrial Revolution which is bringing together digital, physical and biological systems.” The world is about to go through the greatest transformation in its history. The Digital Economy According to a recent report by Accenture, ‘the […]