A business model is defined as:
“the rationale of how an organization creates, delivers and captures value.”
Alex Osterwalder et al invented the Business Model Canvas to help individuals and organizations conceptualize how to analyze, create, and develop business models.
FINANCE BM CANVAS
Written in 2013 on old Lumos blog
Using Business Model Innovation (BMi) to shake up the Finance industry
A New Era of Finance Enterprises